IRS notice

IRS Notice LTR 3172: A federal tax lien was filed

What it means

The IRS filed a public Notice of Federal Tax Lien against your property. It can affect your credit and your ability to sell or refinance.

What to do now

You can request a hearing, and depending on your situation, ask for a lien withdrawal or release once a plan is in place.

Deadline

Request a Collection Due Process hearing by the date on the letter (about 30 days). Always go by the date printed on your notice.

Last updated October 15, 2026.

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What waiting costs

IRS penalty and interest calculator

What's your situation?
Your balance
Tax owed$10,000
Penalties & interest$1,345
Total you'd owe today$11,345
Failure to file$0
Failure to pay$600
Interest$745

Estimate only, not tax advice. Federal tax and penalties at the IRS's standard rates, before credits and state taxes. Unfiled-year tax uses 2025 brackets and assumes W-2 income had taxes withheld. Interest uses the IRS rate of 7% a year (October to December 2026), compounded daily; the rate resets every quarter.

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